Comments on: Progressive Car Insurance Cancellation Fee

By: Jamey

Jamey — Sat, 18 Jun 2011 21:03:02 +0000

MIKE stated:: Most insurance companies charge a cancel fee or some type of short-rate when you cancel midterm(FALSE, I actually DO work with multiple insurance carriers, great carriers too, NONE of them charge cancellation fees(this is with personal lines by the way, commercial is a whole other subject on cancellations)). Insurance is after all a contract with a specifice term and end date. As with any contract, if one party wants to terminate it early there should be a penalty to do that(FALSE, why “should there be a penalty” ridiculous???). I work with multiple insurance companies and this is a common practice(FALSE). They are also not vague or unclear at all(HOW DO YOU KNOW WHAT OTHER AGENTS WILL SAY?). If you ask straight up what the cancel fee and procedure is the agent will tell you.(HOW CAN YOU EVEN WRITE THIS? YOU DON’T KNOW WHAT SLEAZE BAG AGENTS ARE OUT THERE and if they will be truthful about penalties and such, that’s naive.

(Anyway, I’m a great agent and write insurance in CO CA WA & TX. We only use A rated carriers or better. I always beat rates from AAA by the way, they have some pretty high rates from what I’ve seen. ) Progressive is one of the carriers I write with out of 14 other carriers. They are a good company but in some states they charge cancellation fees, yes. It’s usually when you are direct with them instead of thru an agent.

By: Dan

Dan — Tue, 24 May 2011 21:05:00 +0000

Shut up Mike. No one wants you on here advocating for Progressive insurance. You are obviously an employee of this sleazy insurance company that’s built on a crumbling foundation of misleading t.v. commercials that blatantly lie.

Do yourself and all of us a favor by not commenting on this blog again. If you really want to score points with your employers, go buy some industrial strength knee pads. It’ll make the time you spend under your bosses desk a lot more pleasant. Who knows? They may even give you added stamina, which will definitely go a long way towards impressing the higher ups. Management loves a good work ethic, afterall.

By: Julie

Julie — Fri, 20 May 2011 02:29:28 +0000

State Farm does not charge for early cancellation fee. Also, State Farm does not charge late fee OR reinstatement fee.

full disclosure – I’m a State Farm Agent

By: Mike

Mike — Thu, 10 Feb 2011 20:51:49 +0000

Most insurance companies charge a cancel fee or some type of short-rate when you cancel midterm. Insurance is after all a contract with a specifice term and end date. As with any contract, if one party wants to terminate it early there should be a penalty to do that. I work with multiple insurance companies and this is a common practice. They are also not vague or unclear at all. If you ask straight up what the cancel fee and procedure is the agent will tell you.

By: SK

SK — Thu, 03 Feb 2011 10:18:25 +0000

Nikhil, thanks for the tip. Progressive is overall a sleazy insurance company, so it does not surprise me that we have to indulge in some minor sleaze ourselves to ensure that slimeball of a company doesn’t shake us down for more money. Poetic justice if I may say. Thanks for the tip. planning to cancel Progressive once I get a better rate from a better auto insurance company.

By: Nikhil

Nikhil — Wed, 26 Jan 2011 02:36:26 +0000

Michael, that conversation was just a parody of an advertisement in India. It basically means is that I wanted to get a better service which is cheaper than my existing service, but for doing that I had to pay a fine. I guess the crux is to know that if you want to cancel tell them that you are going out of state.

By: Michael

Michael — Tue, 25 Jan 2011 11:39:38 +0000

Can you please translate the conversation please? It will be more helpful to others in a similar situation like you.

By: Connie

Connie — Wed, 12 Jan 2011 16:05:34 +0000

I was also a victim of Progressive’s fees regarding early cancelation. Be very aware of getting insurance through them! They are very vage and unclear regarding the policy when canceling with them.